The Public Record
Foxstone Carr (FSC)
In 2011, we were operating three companies. We were growing fast and expanded our business by opening another alternative investment company called Foxstone Carr (FSC). FSC offered investors precious metals and carbon offsets.
Carvier Limited
Later that year we expanded even further, launching Carvier Limited. Carvier was going to be the jewel in the crown. Carvier limited was set up offering carbon credits exclusively to businesses. We had sourced what we felt were the best carbon offset projects that also positively impacted the local communities they were produced from. We were involved in lengthy talks to become exclusive distributors with a producer in Brazil. We believed that in years to come we would be competing with organisations such as JPM Climate Care, Royal Dutch Shell and the like.
We had plans for Carvier to be one of the UK’s leading Voluntary Carbon Credit specialists helping an array of businesses to go carbon neutral. We had excellent contacts in the industry. We felt Carvier would have a long and fruitful future.
Carvier would have access to both buyers(through its own endeavors) and sellers(via Tullett Brown) thus creating a platform for Tullett Brown clients to sell their credits to businesses. We understood that such a platform would be important for Tullett Brown client sales.
After the closure of Tullett Brown, the insolvency services began investigating Carvier Ltd and Foxstone Carr Ltd.
The media wants you to think that we were continuously opening one scam company after another but this is not true. All three companies (two trading) were operating simultaneously. Once the Insolvency Service were successful in closing Tullett Brown without a fight, they made light work of closing both FSC and Carvier by association.
They even managed to close down Carvier, which had never even traded and was set up to serve business customers exclusively. How do you close a company that hasn't even traded? You lie of course.
The newspaper printed the headline below:
See article here
“Third Nwikpo Scam closed”
The article goes on to say the following:
“The nature of the scam is unknown because Carvier refused to cooperate with the insolvency service!”
What honourable and ethical editor would allow this? Without a shred of evidence of wrongdoing, you proceed to create the headline above.
More lies. We had a lengthy meeting with the Insolvency Services during their investigations. We assisted them with their enquiries and answered all of their questions. The Carvier business plan was presented and explained to them in detail.
The headline above is disgusting. Shouldn't this be ringing alarm bells with anyone who reads it? This headline is code for: there was no scam, so we’ll just say it's ‘unknown’!
So let me get this right, they are reporting on an unknown scam?
They weren't about to tell the world that the Nwikpo brothers had a plan to bring carbon neutrality to all businesses from your local sandwich shop to haulage companies and airlines.
I've managed to find the original draft files for the Carvier website. Just looking at the web images below, will show you that this business was set up purely for the sale of carbon credits to businesses just as Shell, and others are doing today:
See Website images and Carvier green themed offices here
As you can see from the stock images, these drafts (from 2011) were sent to us for approval during the design process. Please note that this was a draft and NOT YET READY FOR RELEASE. The point is that you can clearly see the intentions of the business.
Green themed offices complete with custom wallpaper. Unfortunately, this office was never used.
Pinecom
This is where things started getting messy. After the closure of Tullett Brown then Foxstone Carr, I stupidly assumed that we would be able to continue operating under a new company in a different name, PINECOM. This was also eventually closed down followed by the same media circus.
I must stress, Pinecom (in its very short life) committed no crime and acted lawfully.
If these companies were frauds then why the hell have I not been arrested by now?
Did Tullett Brown use high powered lawyers to protect us while we continued defrauding?
No! We used experienced media lawyers because we were dealing with lying journalists who clearly had an axe to grind. Read the whole truth complete with evidence below.
Finco Investments
This was a legitimate company incorporated by my partner Catherine Lyall. We were working alongside a leading UK housing developer to offer their products and services. After all, we are still entitled to work in whichever profession we choose!
A landing page website was created for us using generic images (which is perfectly normal and legal). My very sad, racist neighbour finds out about Finco Investments and calls both the FCA and Tony Hetherington of the Daily Mail. The FCA issued a warning on their website concerning Finco. I’m assuming this was based on whatever nonsense my sad neighbour told them.
I called the FCA to ask about why they issued a warning and they explained that this was because the wording on our website was incorrect. We then had a lengthy consultation with the FCA, which lasted more than a week. One particular call was step by step guidance on what was needed for our website as well as directing us to suitable websites displaying the correct information. We gave them details of our plan and our development partners via email. After reviewing our information, the FCA confirmed that they were happy for us to continue our work.
They were very helpful and assisted us with rectifying the wording issue on the website. They then removed the warning from their website. That's the full story in a nutshell.
Some weeks later, we get a letter from Tony Hetherington (TH) - SEE HERE .
There he goes again…pretending that the enquiry is from a genuine reader when he knows full well he has been contacted by my sad racist neighbour who gave him our address and other personal details.
See our response via email HERE.
Even though it was made clear to TH that we knew his source was my sad racist neighbour and that we had already had a consultation with the FCA who were happy (AND the most important fact of all being that FINCO Investment was not only legitimate but was a dormant company and had never traded and never had a bank account), he still went on to write his shameful article. For reasons unknown, he tries to give the reader the impression that Finco was a
dodgy scam company that was foiled and forced to close by the FCA.
THE ARTICLE FAILS TO MENTION OUR WEEK LONG CONSULTATION WITH THE FCA (INITIATED BY US!) WHICH INVOLVED TELEPHONE CONVERSATIONS AND EMAILS. AND THE FACT THAT WE DISCLOSED ALL LOAN NOTE INFO TO THE FCA.
This is quite a significant detail to miss out, but totally understandable when you are dealing with institutional racism.
See Article here
How does a dormant company with no bank account face collapse?
How sad is that? He is prepared to lie in the misleading article with zero consideration for the effect it would have upon us. As far as he was concerned, this was another great story created from pure provable fabrication.
These are the FACTS:
● Finco never traded.
● Finco never had a bank account.
● Finco had a full consultation with the FCA, which included us presenting all information about our loan note offerings including details of our loan note provider. This included an information memorandum, brochure and other documents.
● The FCA were fully satisfied with what we were doing and even assisted us with the correct small print on the documentation.
● At this point, they removed the warning and notified all third parties.
● We decided not to proceed with Finco.
As Tony isn't going to tell you about our consultation with the FCA, I thought I would provide the evidence below. Tony would rather tell you we “sidestepped the FCA”.
SEE EMAIL CORRESPONDENCE WITH THE FCA MONTHS BEFORE THE HETHERINGTON ARTICLE.
The article is just another excuse to drag up the lies from the past in an attempt to create further damage and destruction wherever possible.
What you have seen above is a completely different picture from the fairytale he wrote in he’s article. What is it that is driving Tony Hetherington to do this?
Ask yourself, why would a scam company risk having any communication with the FCA?
If Finco was out to commit fraud on the public, wouldn't it make more sense to just call the police to bring about an investigation?
It's worth noting that Catherine Lyall is an absolute pillar of our local community, loved by everyone, is involved in charities and volunteers her time for noble causes and has always put others first without exception! Tony Hetherington's article is laughable.
Is this really what journalism has come to? Going out of your way to mislead the public and to continue with a 10-year-old racist narrative that he knows wasn't even true in the first place? Or teaming up with my sad racist neighbour?
This is just racial harassment plain and simple.